Conventional Loans Now Available!

Get a Quote on an Conventional Loan Today!

Buy Your Dream Home With Low Down Payment Using a Conventional Loan!

Why a Conventional Loan?

A conventional loan is a smart choice for homebuyers who want lower long-term costs, flexible options, and competitive interest rates. It offers low down payment options, and unlike many government-backed loans, you can remove private mortgage insurance (PMI) once you build enough equity—helping reduce your monthly payment over time. It’s ideal for borrowers with good credit and stable income who want more control and savings throughout the life of their loan.

Loan Process

The Conventional Loan Process

Here's how our home loan process works:

Pre-Qualification : Assess your finances to estimate borrowing capacity.

Adjustable-Rate Mortgage (ARM)

Loan Application : Fill out a formal application with your details.

Flexible Terms Available

Documentation : Submit required documents for verification.

Jumbo & Super Jumbo Loans

Underwriting : Lender evaluates your application for approval.

Low Down Payments

Closing : Sign agreement, receive funds and start repayments.

About Conventional Loans

Conventional loans are home loans that are not backed by the government but follow guidelines set by organizations like Fannie Mae and Freddie Mac.

They are a widely used mortgage option that offers flexibility, competitive interest rates, and multiple loan terms. These loans can be used to purchase primary homes, second homes, or investment properties.

There are two main types:

Conforming Loans – Meet the guidelines and loan limits set by Fannie Mae and Freddie Mac

Non-Conforming Loans – Exceed those limits or have different qualification criteria

Conventional loans are ideal for borrowers with good credit and stable income, providing a cost-effective and flexible way to finance a home.

Get Your Conventional Loan Quote Now!

Quote

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The Direct Choice

Two futures. One decision.

You already know which one you want. The only question is when you start.

Option A

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Option b

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NMLS #1660690

AZ BANKER license: BK-2006218

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This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Copyright © 2026 | Team Shereen- Mortgage Wizard

Licensed In: AL, CO, FL, TN, TX, WA, CA, OR, NM | NMLS #1396756 | NMLS ID 1660690 | AZ BANKER license: BK-2006218

Corporate Address: 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212


Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.

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Chicago, Illinois 60661

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